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# Retirement Staking Plan

The Retirement staking plan follows the next rules:

**1.1. First bet in the sequence**

**1.1.1. First sequence**

stake = (percent / 100) × initialBank

where:

**stake**= total stake for the race.**percent**= percent value (default is 1).**initialBank**= initial bank.

divisor = averagePrice × 2

where:

**divisor**= initial divisor value.**averagePrice**= the average price of the winning bets for the employed selection system. This value must be calculated after at least 20 winning bets using the following formula:

averagePrice = (totalIncome / totalWinners) – 1

where:

**totalWinners**= total number of winning bets.**totalIncome**= total amount returned by the winning bets, including the stakes.

target = stake × divisor

where:

**target**= initial target.

**1.1.2. Following sequences**

- Initial target is increased by £10 for each £200 enhancement of the current bank in comparison with initial bank.
- Divisor returns to the initial value.
- Total stake for the race is calculated using the following formula:

stake = target / divisor

**1.2. Following bets in the sequence**

- The race profit/loss is subtracted from the current target.
- If the current target is below the initial target, a new sequence begins.
- If the losing run equals the divisor, then the divisor is increased by 1 after each loss.
- After a win, if the current target is not reduced enough to start a new sequence, the divisor and the losing run become the same as the ones in place when the target was at the same value as the current target.
- Total stake for the race is calculated using the following formula:

stake = target / divisor

If multiple selections qualify for the race, the dutching algorithm is applied to calculate the individual stakes.

## Settings

The following parameters can be configured in this staking plan:

**First bet = X% of initial bank**: the value of the initial stake in the first betting sequence, expressed as percent of initial bank.**X**: percent value.

**Winners average price**: the average price of the winning bets for the employed selection system.

### Retirement Staking Plan Example

Let’s assume the following settings:

- Initial bank: £200
- First bet = 1% of initial bank
- Winners average price: 4

**Step 1**

- total stake is £2
- divisor is 8
- target is £16
- losing run is 0
- 1 selection qualifies at decimal odds of 5
- bet losses and the loss is £2
- current bank is £198

**Step 2**

- target is £18
- divisor is 8
- total stake is £2.25
- losing run is 1
- 1 selection qualifies at decimal odds of 3
- bet losses and the loss is £2.25
- current bank is £195.75

**Step 3**

- target is £20.25
- divisor is 8
- total stake is £2.53
- losing run is 2
- 1 selection qualifies at decimal odds of 2
- bet wins and the profit is £2.53
- current bank is £198.28

**Step 4**

- target is £17.72
- divisor is 8
- total stake is £2.22
- losing run is 1
- 1 selection qualifies at decimal odds of 4
- bet wins and the profit is £8.88
- current bank is £207.16

**Step 5**

- target is £16
- divisor is 8
- total stake is £2
- losing run is 0
- 1 selection qualifies at decimal odds of 5
- bet wins and the profit is £8
- current bank is £215.16

**Step 6**

- target is £16
- divisor is 8
- total stake is £2
- losing run is 0
- 1 selection qualifies at decimal odds of 4
- bet wins and the profit is £6
- current bank is £221.16

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